PS Housing Charles Hinga
By John Kariuki
The Affordable Housing Program (AHP) is proving to be a game changer for Kenya, offering a lifeline to thousands of citizens seeking to own homes. Beyond creating over 300,000 jobs for youth and breathing life into urban centers that were on the verge of collapse, the program is redefining home ownership in a country where the dream of owning property has often seemed out of reach.For many Kenyans, acquiring land in Nairobi and its neighboring counties—such as Kiambu, Murang’a, and Machakos—has become increasingly difficult. The closest areas with available land, such as Kenol, Athi River, and Ndeiya, are still unaffordable for most people. A standard 50×100 plot in these localities is priced beyond the reach of the average Kenyan, making it nearly impossible to buy land and build a home.This is where the Affordable Housing Program steps in with a transformative solution.
President William Ruto with PS Housing Charles Hinga during an inspection of Soweto, Kibra Affordable Housing Units
By utilizing unused public land, the program significantly reduces the cost of housing units in prime areas within Nairobi and across all 46 counties. It offers an accessible path to home ownership through its rent-to-own model, which requires an initial deposit of just 10%—roughly Ksh 200,000 to Ksh 300,000.Once the deposit is made, aspiring homeowners can redirect their monthly rent payments toward owning their home. Instead of paying Ksh 15,000 per month in rent for a house along Thika Road that they will never own, Kenyans can now use the same amount to offset the balance of their new homes under the program. This model not only makes housing affordable but also ensures long-term financial security.The Affordable Housing Program offers more than just a roof over one’s head. It’s a commitment to stability and a future free of the uncertainties of rent. For many, it means having a place to call their own, even in retirement. No longer will Kenyans need to worry about housing when they stop working—their homes will be fully paid for, providing a foundation for a dignified and comfortable life.By transforming unused public land into affordable homes, the program is addressing the housing crisis head-on and turning the dream of home ownership into a reality for thousands of Kenyans. It is not just about building houses; it is about building futures, fostering independence, and creating opportunities for economic growth.The Affordable Housing Program truly is a game changer—empowering Kenyans, one home at a time.