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70.5% of Kenyan Households Lack Insurance as Experts Call for Urgent Financial Literacy and Awareness Initiatives

By John Kariuki

A new survey has revealed that 70.5% of Kenyan households lack any form of insurance, exposing millions to financial vulnerabilities. This gap in risk protection leaves many families unprepared for unexpected shocks such as medical emergencies, loss of income due to death, and climate-related disasters.

Kenbright Holdings Limited Chief Executive Officer Ezekiel Macharia has emphasized the need for increased awareness and education on insurance, particularly among vulnerable populations.

“The protection role of insurance needs to be communicated to the market, especially to people who are vulnerable to shocks such as illness, death, and climate disasters,” Macharia stated.

He also highlighted the critical role of financial literacy in boosting insurance uptake, urging policymakers to implement educational initiatives.

“Financial literacy is critical, and the relevant government bodies in charge of policy should consider starting such initiatives,” he added.

The survey highlights the urgent need for collaboration between insurers, the government, and financial educators to bridge the knowledge gap and promote a culture of insurance among Kenyans. With economic uncertainties on the rise, expanding insurance coverage could be a key step toward financial stability and resilience.

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MINISTRY OF TOURISM

Tourism and Wildlife Cabinet Secretary Rebecca Miano has urged governors to work closely with the nation government in the conservation agenda revealing that this will help reclaim the wildlife corridors and dispersal areas through the implementation of the wildlife migratory corridors of which the counties are a critical partner.

Miano who spoke during a meeting with Council of Governors (COG) tourism and wildlife committee said by fostering stronger partnerships the country will be able to achieve the ambitious targets of recording 5 million tourists by 2027 and boosting tourism earnings to Ksh 560 billion.

“Tourism is inherently a county-driven sector—our diverse tourism products, from wildlife safaris to cultural heritage, coastal experiences, adventure tourism, and ecotourism, are embedded in our

counties. Your role in developing and enhancing these offerings is vital in strengthening Kenya’s position as a leading global destination,” she said.

Miano said the government was also committed to working hand in hand

with county governments to implement policies and initiatives that promote conservation, tourism growth.

“Let us strengthen our commitment to advancing Kenya’s tourism

and wildlife conservation agenda through a shared vision, strategic

planning, and actionable partnerships,” she said.

Other areas which Miano said the government was going to work with counties are on amplifying wildlife education and awareness, establishing a tourism and wildlife intergovernmental forum and aligning policy and legislation with devolution.

Ends

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Garissa County Open for Business as Governor Nathif Jama Calls for Stronger Kenya-Somalia Trade Relations

By John Kariuki

Garissa County is positioning itself as a key economic hub, welcoming investors and partners to explore its vast economic potential. Governor Nathif Jama has reaffirmed the county’s commitment to fostering business growth, emphasizing that Garissa—and by extension, Kenya—is open for business.

Speaking at the Somalia-Kenya Trade Week held at BBS Mall in Eastleigh, Governor Jama commended the organizers for creating a vital platform that brings together business leaders, policymakers, and investors. The event serves as a bridge for strengthening trade ties between Kenya and Somalia, paving the way for enhanced cross-border commerce and investment opportunities.

“As we strengthen trade relations between Kenya and Somalia, we welcome investors to explore the untapped opportunities within Garissa County,” Governor Jama stated. “This forum is a step towards fostering deeper economic collaboration that will drive growth and prosperity for both nations.”

With its strategic location, abundant resources, and growing infrastructure, Garissa offers significant potential in sectors such as agriculture, trade, renewable energy, and logistics. The county leadership is keen on creating an enabling business environment to attract local and international investments that will drive job creation and economic development.

Governor Jama emphasized the need for continued collaboration between public and private sector players, urging stakeholders to take advantage of the opportunities presented by the growing economic ties between Kenya and Somalia.

“Together, let’s build stronger economic ties and create lasting prosperity,” he concluded.

This renewed focus on trade and investment signals a new era of economic transformation for Garissa County, reaffirming its role as a vital player in Kenya’s broader economic growth agenda.

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MSEA Strengthens Partnerships to Empower MSMEs

By John Kariuki

The Micro and Small Enterprises Authority (MSEA) is deepening its commitment to fostering entrepreneurship through strategic collaborations aimed at empowering Micro, Small, and Medium Enterprises (MSMEs).

This afternoon, MSEA Board Chairman James Mureu and CEO Henry Rithaa hosted a high-level delegation from E4Impact, led by the Head of Projects in Africa, Mauro Borin, alongside E4Impact Center Kenya Director David Cheboryot, Kenya Country Manager Dr. Bernadette Mutinda, and Fondazione AVSI Foundation Kenya Country Director Romana Koech.

The discussions focused on establishing a strategic partnership to implement initiatives designed to strengthen business incubation, promote job creation, and drive sustainable impact within Kenya’s entrepreneurial ecosystem.

This collaboration is expected to unlock new opportunities for MSMEs, equipping them with the necessary resources, mentorship, and support to scale their businesses and contribute to Kenya’s economic growth.

MSEA remains committed to fostering an enabling environment for small businesses through innovation, partnerships, and targeted interventions that uplift entrepreneurs and create lasting impact.

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Mwanaisha Accompanies President Ruto on Development Tour in Kwale County

By John Kariuki

Kwale County witnessed a major boost in infrastructure development as President William Ruto, accompanied by Deputy President Rigathi Gachagua and Deputy Government Spokesperson Mwanaisha Chidzuga, launched the KSh 1.44 billion Last Mile Connectivity Project in Kiwegu, Lungalunga Constituency.

The electrification project will see the installation of 124 transformers, ultimately benefiting 12,707 households across Kwale. This initiative aligns with the government’s commitment to accelerating rural electrification, spurring economic activities, and improving the quality of life for residents in underserved areas.

Mwanaisha Chidzuga, who played a key role in the launch, hailed the project as a transformative milestone for the people of Kwale. She emphasized that access to electricity would not only light up homes but also ignite economic growth, enhance education, and improve healthcare services in the region.

“This project is a game-changer for Kwale,” Chidzuga remarked. “With reliable electricity, our small businesses will flourish, our children will have better learning conditions, and our healthcare facilities will be able to operate more efficiently. This is the kind of development that directly impacts the lives of our people, and I am proud to see it happening.”

Chidzuga further reaffirmed the government’s commitment to ensuring no household is left behind in the journey toward full electrification. She noted that the Last Mile Connectivity Project would open doors for digital access, job creation, and industrial growth, giving local entrepreneurs a platform to thrive.

Speaking during the launch, President Ruto emphasized his administration’s dedication to economic transformation through enhanced infrastructure, noting that electricity access plays a crucial role in boosting businesses, driving innovation, and improving livelihoods.

With this electrification milestone, Kwale is set to experience significant socio-economic growth, as improved access to power will stimulate business activities, enhance digital connectivity, and create new economic opportunities.

Mwanaisha Chidzuga, a strong advocate for grassroots development, promised to continue pushing for more projects that uplift communities in Kwale and beyond. As she walked side by side with the President on this development tour, her presence reaffirmed her role as a dedicated leader ensuring that national programs translate into tangible benefits for the people on the ground.

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Unlock Your Financial Freedom with Jijenge Credit Line

By John Kariuki

In today’s fast-paced world, financial stability plays a crucial role in achieving both personal and business aspirations. However, access to timely credit remains a significant challenge for many individuals and entrepreneurs. Whether it is for business expansion, medical emergencies, school fees, or unexpected expenses, many people find themselves in need of financial assistance but struggle to secure quick and reliable credit. Jijenge Credit, Kenya’s leading credit-only microfinance institution, is bridging this gap by offering a flexible, convenient, and reliable credit solution that empowers individuals to take charge of their financial future.

Unlike traditional loans that involve extensive paperwork and lengthy approval processes, Jijenge Credit Line provides a seamless borrowing experience, ensuring that customers have access to funds when they need them the most. The process is straightforward and designed to eliminate unnecessary delays, allowing borrowers to focus on what truly matters. By simplifying access to credit, Jijenge ensures that financial constraints do not hinder progress, whether in business or personal life.

One of the standout features of the Jijenge Credit Line is its flexible credit limits. Customers can borrow according to their specific needs, whether they require a small amount for an emergency or a larger sum for business growth. This flexibility allows individuals and businesses to plan their finances efficiently without being restricted by rigid borrowing limits. Additionally, Jijenge Credit offers some of the most affordable interest rates in the market, making it easier for borrowers to access financial support without the burden of exorbitant charges.

Transparency is at the core of Jijenge Credit Line’s operations. Customers can rest assured that there are no hidden fees or surprise charges, making it easier to plan and manage loan repayments. The institution also provides convenient repayment plans tailored to the financial capability of each borrower. This ensures that customers have the freedom to repay their loans in a way that does not strain their financial well-being.

Under the leadership of Mr. Peter Macharia Kamau, the Managing Director, Jijenge Credit has continuously demonstrated a commitment to innovation in financial solutions. By prioritizing customer needs and leveraging technology, the institution has become a trusted partner for individuals and businesses seeking financial assistance. Whether you are an entrepreneur looking to expand your business or an individual in need of emergency financial support, Jijenge Credit Line provides a dependable and efficient solution, empowering you to unlock your financial freedom with confidence.

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KEEPING GIRLS IN SCHOOL: SUPERIOR HOMES FOUNDATION’S MONTHLY MENSTRUAL HEALTH DRIVE AT THUGUNUI SECONDARY SCHOOL

NAKURU, 25th February 2025 – As part of its ongoing corporate social responsibility (CSR) efforts, Lake Elementaita Mountain Lodge by Superior Homes Kenya, through Superior Homes Foundation, continues to make a lasting impact in the community. This weekend, the Foundation visited Thugunui Secondary School, one of six schools supported in the Elementaita region, Nakuru County, to provide sanitary pad donations and a mentorship session aimed at empowering the students.

“These donations have helped the school by reducing absenteeism among girls and has also assisted in ensuring completion of their studies.” Said Mr Mahinda Maina, Principal, Thugunui Secondary.

During the visit, the team donated over 200 packets of pads to support the girls for the next three months and engaged students in interactive discussions on academic success, personal growth, and career aspirations. These sessions are designed to inspire and equip students with the confidence and resources they need to stay in school and reach their full potential.

“As stakeholders, we are very keen in ensuring that we support and ensure the prosperity of the members of this community. By donating feminine hygiene products to the schools in our community, we ensure that girls stay in school throughout the year and their dignity is maintained.” Noted Patrick Njoroge, General Manager, Lake Elementaita Mountain Lodge.

Superior Homes Foundation remains dedicated to expanding its reach, strengthening partnerships, and ensuring menstrual health is not a barrier to education. Currently, the Foundation supports 10,109 girls across 34 schools across Kenya through monthly restocking of sanitary pads and mentorship programs.

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𝐂𝐎𝐌𝐌𝐈𝐓𝐓𝐄𝐄 𝐒𝐄𝐄𝐊𝐒 𝐑𝐄𝐒𝐎𝐋𝐔𝐓𝐈𝐎𝐍 𝐎𝐅 𝐄𝐒𝐂𝐀𝐋𝐀𝐓𝐈𝐍𝐆 𝐃𝐈𝐒𝐏𝐔𝐓𝐄 𝐁𝐄𝐓𝐖𝐄𝐄𝐍 𝐊𝐄𝐍𝐘𝐀 𝐏𝐎𝐖𝐄𝐑 𝐀𝐍𝐃 𝐍𝐀𝐈𝐑𝐎𝐁𝐈 𝐂𝐎𝐔𝐍𝐓𝐘 𝐆𝐎𝐕𝐄𝐑𝐍𝐌𝐄𝐍𝐓

𝐓𝐮𝐞𝐬𝐝𝐚𝐲, 𝐅𝐞𝐛𝐫𝐮𝐚𝐫𝐲 𝟐𝟓,𝟐𝟎𝟐𝟓
Standoff between Kenya Power and Lighting Company (KPLC) and the Nairobi City County government has caught the attention of the National Assembly Committee on Energy prompting the committee to intervene.
The committee sought a response from the Cabinet Secretary (CS) for Energy regarding efforts to resolve the ongoing dispute, which saw Nairobi County dump waste at the entrance of KPLC’s headquarters and disconnect water supply to all its buildings.
The conflict emerged from KPLC’s decision to disconnect electricity for Nairobi County offices over unpaid bills.
In retaliation, the county government in a quick response took drastic measures, including dumping garbage at KPLC’s headquarters, blocking sewer line and cutting off water supply to its buildings.
Committee members have condemed the move by the County government as unprofessional and uncivilized.
During the session, Hon. Tom Odege raised concerns about the welfare of Kenya Power employees and the broader implications of the standoff.
“We saw a very ugly standoff between Kenya Power and the Nairobi County government yesterday. Can the CS assure this committee that the matter is being addressed?” he questioned.
Hon. Odege’s concerns were echoed by other committee members, including Hon. Mulanya, who criticized the county’s actions calling on the Governor to own the mess.
“Nairobi County should be responsible enough, even when there are issues. Whatever they did yesterday is regrettable in any civilized country,” he stated.
In response, the CS for Energy, Hon. Opiyo Wandayi, informed the committee that he had engaged Nairobi Governor Johnson Sakaja to prevent further escalation.
“I engaged with Governor Sakaja yesterday to stop the escalation of the matter and restore normalcy as we explore ways of resolving the matter amicably,” he said.
Hon. Wandayi also clarified that KPLC does not owe Nairobi County any outstanding water bills.
He further dismissed claims of unpaid wayleaves, stating that such charges are illegal under the Energy Act of 2019.
“No public body shall charge levies on public energy infrastructure without the consent of the Cabinet Secretary in writting. As we speak, there is no such consent,” he emphasized.
Committee Chair Hon. Vincent Musyoka condemned the county’s actions, describing them as criminal.
He urged counties to fulfill their financial obligations to Kenya Power without resorting to retaliatory measures.
“Disconnect everyone who is not paying bills, even if it means disconnecting governors’ offices. This committee is committed to supporting you in this course,” he declared.
The committee has demanded an apology from the Nairobi County government for its actions and advised the Ministry of Energy to remain steadfast in ensuring that all consumers, including public institutions, pay their electricity bills as required.

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Vocational Training Bill Faces Scrutiny Over Funding and Implementation Gaps

By John Kariuki

The National Assembly’s Education Committee has raised concerns over the viability of the Vocational Training Bill, 2022, which seeks to provide a framework for the establishment and administration of vocational training within counties. While the Bill aims to clarify the roles of both national and county governments in vocational education, Members of the Committee expressed reservations about its practicality, particularly regarding funding and infrastructure.

During deliberations, committee members voiced dissatisfaction with the state of village polytechnics and vocational training centers, arguing that counties already struggle to finance Early Childhood Development (ECD) centers and may lack the capacity to manage Technical and Vocational Education and Training (TVET) institutions effectively. The Bill places the obligation on county governments to provide adequate facilities and infrastructure, including those catering to trainees with special needs.

However, with counties facing persistent financial constraints, the feasibility of implementing these provisions remains in question. The Committee urged the Bill’s sponsor to redefine the responsibilities between national and county governments in managing vocational training institutions, ensuring that the financial burden is distributed more realistically.

This debate underscores a broader challenge in Kenya’s education sector—the need for clear policy direction and sustainable funding for vocational education. TVETs play a critical role in skills development and job creation, making it essential for the government to strike a balance between decentralization and financial support to ensure their success.

As discussions continue, it remains to be seen whether amendments to the Bill will address these concerns and provide a workable solution for strengthening vocational training in Kenya.

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Ruiru MP Simon King’ara on the Impact of the Ruiru ICT Hub

By John Kariuki

The digital revolution has transformed the way people work, communicate, and earn a living. In Ruiru, this transformation is being driven by the Ruiru ICT Hub, an initiative that has made a significant impact on the lives of young people. According to Ruiru MP Simon King’ara, the project is providing invaluable opportunities for the youth to acquire online skills at no cost, equipping them to tap into the digital economy and generate income.

By offering free training in various digital skills, the Ruiru ICT Hub is empowering young people to become self-reliant and competitive in the global job market. This initiative is not only enhancing their technical abilities but also opening doors to new career opportunities in an ever-evolving digital world. With technology continuously shaping industries, such programs are crucial in ensuring that the youth are not left behind but are instead equipped to seize the opportunities presented by the digital age.

Beyond individual benefits, the initiative is contributing to the broader economic development of Ruiru by fostering a skilled workforce capable of offering digital services both locally and internationally. The success of such programs underscores the importance of investing in ICT training and infrastructure as a means of reducing unemployment and empowering the next generation.

MP Simon King’ara remains committed to championing initiatives that provide practical solutions to youth empowerment, and the Ruiru ICT Hub stands as a testament to the power of education, technology, and opportunity in transforming lives.