Category: Uncategorized

By John Kariuki

KCS SACCO, one of Kenya’s fastest-growing savings and credit cooperatives, has taken a bold step into the future with a fresh new brand identity and a game-changing scholarship program. The highly anticipated general meeting, led by CEO Gitonga Kigo, was a celebration of success, innovation, and commitment to its members.

Reflecting on the past year, Kigo expressed confidence in the SACCO’s financial stability, announcing impressive dividends of 15% and an interest rate of 8%. “We are happy because everything went as planned, and all members were pleased with the report we presented,” he said, reinforcing the SACCO’s dedication to financial empowerment.

But KCS SACCO didn’t just stop at strong financial returns. In a move that solidifies its status as an industry leader, the SACCO introduced the KCS Wallet Account, a flexible and secure way for members to store funds until needed. This is part of its broader mission to provide innovative and convenient financial solutions to its growing membership base.

One of the biggest highlights of the event was the unveiling of the SACCO’s new brand identity. Formerly Karura Community SACCO, the institution has now rebranded to KCS SACCO, a trademarked name that represents its transformation into a national and global financial powerhouse. “We have grown beyond Karura to have members across Kenya and internationally,” Kigo explained. “This new brand keeps our identity intact while embracing diversity and inclusivity.”

KCS SACCO’s commitment to empowering communities took center stage with the launch of its first-ever scholarship program. While the SACCO has previously provided affordable school fee loans, this new initiative takes it a step further by directly funding students’ education. Kigo emphasized the importance of education in shaping the future and invited members and corporate partners to contribute to the fund. “We believe in empowering young people through education,” he said. “This initiative will change lives.”

Understanding the financial preferences of Gen Z, KCS SACCO has embraced a digital-first approach, integrating USSD and web-based platforms for seamless transactions. The SACCO is also making waves on social media platforms like TikTok and Facebook, ensuring its services are easily accessible to younger generations. “Gen Z thrives online, and we are making sure they can engage with us effortlessly,” Kigo added.

Beyond savings and credit, KCS SACCO is opening doors for its members by creating employment opportunities abroad. The SACCO has successfully placed skilled workers in countries like the UK, Canada, and the Middle East. In an exciting development, it is preparing to send 80 teachers to the U.S. by August through a verified partnership program. “Our vision extends beyond financial services—we want to provide business advisory, investment opportunities, and job placements,” Kigo noted.

For three consecutive years, KCS SACCO has ranked among the fastest-growing SACCOs in Kenya, a testament to its commitment to innovation and member-focused solutions. As it continues to expand, the SACCO remains firmly rooted in its mission to provide holistic financial services that uplift communities.

With a bold new brand, cutting-edge digital solutions, a groundbreaking scholarship fund, and a strong focus on job creation, KCS SACCO is proving that it is more than just a financial institution—it is a movement shaping the future.

Dr. Moses Mwangi is a renowned medic and successful professional. He takes a moment to share with us more about the management of diabetes.
Understanding how to effectively live with diabetes and manage it to maintain a normal life is paramount for anyone affected by this prevalent condition. Diabetes mellitus can impact individuals of all ages.
There are several forms of diabetes; however, the primary types include: Type 2 diabetes, also called maturity onset diabetes is the most common, and is accountable for up to 85% of people living with the condition; Type 1 diabetes, which predominantly sets in during childhood and young adults; and gestational (pregnancy-associated) diabetes. A combination of management strategies can enable effective control of the condition, promoting a healthy life and reducing the risk of complications.
Below are important points to note about diabetes.
What is diabetes and how does it present?
Diabetes is a metabolic disorder characterized by elevated blood sugar levels. In Type 1 diabetes, this elevation occurs when the pancreas does not produce sufficient insulin. In Type 2 diabetes, the condition is marked by insulin resistance, where the body does not respond appropriately to insulin, a vital hormone that regulates blood sugar.
Can diabetes be cured or reversed?
Diabetes is a long-term condition that requires ongoing monitoring and management, whether through lifestyle adjustment alone or in combination with medications, oral or injectables, as may be required. In some cases, particularly among individuals with Type 2 diabetes who have a shorter disease duration, minimal complications, and good glycemic control with minimal medications, the condition may be effectively controlled without the need for ongoing pharmacotherapy. Weight loss achieved through lifestyle adjustment, medications, or weight-loss surgery has been associated with an increased likelihood of remission. However, it is important to recognize that remission does not constitute a cure, as diabetes can recur if lifestyle modifications are not rigorously maintained. Lifelong monitoring and regular follow-up with healthcare teams remain essential, even in the absence of medication.
Do I need to be on medication?
Medication requirements vary from person to person. Depending on the degree of glycemic control, some patients may need long-term medication, while others can manage their condition by carefully monitoring their diet and blood sugar levels. In certain cases, higher doses of medication may be necessary in the initial stages, with the possibility of gradual reduction as blood sugar levels stabilize. Any modification in medication should be conducted only under the guidance of a healthcare professional.
Is there a special diet for a person living with diabetes?
Nutritional needs for those aiming to prevent or control diabetes are highly individualized, taking into account factors such as body weight, weight loss goals, diabetes-related complications, glycemic control, blood pressure, cholesterol levels, personal and cultural preferences, health literacy, access to nutritious foods, willingness to change behaviours, and any barriers to change (ADA, 2024). Ideally, every individual living with diabetes should consult a dietician for personalized dietary advice.
• Carbohydrates/ starch should be limited ( low carbohydrates or zero carbohydrate diet is an important factor in controlling diabetes. Additionally, a high-fibre diet is encouraged, minimally processed sources such as non-starchy vegetables, fruits, legumes, and whole grains (e.g., whole wheat, oats, brown rice, barand quinoa). Opt for dairy products with minimal added sugars and avoid sugar-sweetened beverages, including fruit juices, and instead increase your intake of water or low-calorie alternatives.
• Fats: Adopt a dietary pattern similar to the Mediterranean diet, which is rich in monounsaturated (MUFA) and polyunsaturated (PUFA) fats. Use oils such as olive, canola, peanut, and avocado (MUFA) or corn, safflower, and soybean oils (PUFA). Include sources of PUFA like walnuts, sunflower seeds, and fatty fish (e.g., salmon, mackerel, herring, trout), while avoiding saturated fats found in red meat, dairy products, and certain tropical oils like coconut and palm oils.
• Proteins: Include both plant-based and animal-based proteins. Plant sources encompass legumes, lentils, tofu, soybeans, green peas, nuts (almonds, cashews, hazelnuts, Brazil nuts, macadamia, peanuts, pecans, walnuts), and seeds (sunflower, pumpkin, or linseed). Recommended animal proteins include skinless poultry, low-fat beef, fish, eggs, and reduced-fat dairy products such as low-fat yoghurt and cheese.
Does having obesity predispose me to diabetes?
Overweight and obesity are well-established risk factors for Type 2 diabetes. The risk is particularly heightened when excess weight is concentrated around the abdomen, as visceral fat surrounding the internal organs is closely associated with insulin resistance.
Is a diet high in protein good for a person living with diabetes?
For individuals with diabetes, the emphasis should be on maintaining a balanced overall dietary pattern rather than focusing solely on specific foods. A healthy diet must include appropriate amounts of proteins, carbohydrates ( must be low), and fats, as all three are essential for proper body function. Research indicates that an excessive intake of high-fat animal protein may contribute to insulin resistance, a key factor in the development of diabetes.
What are the risk factors for developing diabetes?
Approximately 90 per cent of diabetes cases are classified as Type 2. The risk of developing diabetes increases with age, a family history of the disease, and individuals of African or Asian descent. Additional risk factors include a history of high blood pressure, overweight or obesity, cigarette smoking, the use of certain medications (such as steroids or antiretroviral drugs for HIV), elevated cholesterol levels, and polycystic ovarian syndrome in females.
Are there complications associated with diabetes?
Individuals with diabetes face an increased risk of developing several serious health complications. These include cardiovascular diseases (such as heart attacks, stroke, and reduced blood flow to the limbs leading to possible amputations), blindness, kidney failure, neuropathy (manifesting as numbness, tingling, burning, or pins and needles sensations), sexual dysfunction, and frequent infections of the urinary, genital, or respiratory systems. Additionally, diabetes is associated with sleep disturbances, non-alcoholic fatty liver disease, and a higher incidence of depression and anxiety. Maintaining blood glucose levels, body weight, blood pressure, and cholesterol near normal levels is critical in delaying or preventing these complications.
By Dr Moses Mwangi, renowned medic and astute professiona

Today, I witnessed the enthronement and ordination of Bishop Saverio Njagi of the NICA Kirinyaga Diocese, Kiaga Parish, Kirinyaga Central Constituency, Kirinyaga County. I wish him well as he serves the church.

I was accompanied by Hon. John Gitonga, Member of Parliament for Manyatta Constituency, and the wife of the MP for Rukenjeni Constituency.

By John Kariuki

The President of the Law Society of Kenya (LSK), Faith Odhiambo, has extended her congratulations to Prof. Phoebe Okowa on her nomination to run for the position of Judge at the International Court of Justice (ICJ).

In a statement, Odhiambo lauded Prof. Okowa’s exemplary record of service and excellence, emphasizing that she is Kenya’s best candidate to contest for the prestigious position.

“Hearty congratulations to Phoebe Okowa on her nomination to run for the office of Judge of the International Court of Justice. Her exemplary record of service and excellence is a guarantee that she is Kenya’s best to contest for the position. We believe she is a worthy candidate and offer all our prayers and support as she seeks the mandate. All the best, Prof.”

Prof. Okowa, a distinguished scholar and legal expert, has had an illustrious career in international law, making her a strong contender for the ICJ bench. Her nomination has been met with widespread support from the legal fraternity and government officials, who recognize her contributions to the legal field.

As Kenya backs her candidacy, many see this as an opportunity to further cement the country’s presence on the global judicial stage. The International Court of Justice, based in The Hague, Netherlands, is the principal judicial organ of the United Nations, responsible for settling disputes between states and advising on international legal questions.

Prof. Okowa’s nomination marks a significant milestone for Kenya’s legal community, and her candidacy is expected to receive strong support both locally and internationally.

Cabinet Secretary for Tourism and Wildlife, Hon. Rebecca Miano, has assured Kenyans that the government is taking decisive action to combat the recent wave of wildfires that have threatened national parks and protected areas. Speaking during her visit to Nairobi National Park, CS Miano commended firefighters for their bravery and provided an update on the containment efforts.

CS Miano confirmed that all wildfires across the country have been successfully contained, except for one ongoing blaze in Ruma National Park, Homa Bay County. Firefighters are working tirelessly to bring it under control, and the government remains optimistic about its full containment soon.

The CS outlined the key national parks impacted by the wildfires and detailed the swift government intervention. In Nairobi National Park, two fires erupted—one near Wilson Airport and another in the Athi Basin Dam area. Both were swiftly contained through collaboration between Kenya Wildlife Service (KWS) and the Nairobi County Government. In the Aberdare Ecosystem, a major fire between Karuru Falls and Elephant Hill required both ground teams and helicopters, following smaller fires in Embaringo, Wanjohi, and Gatare, which have also been extinguished. The Nyoyo fire in Ruma National Park, which broke out on February 29, remains active, with firefighters working round the clock to suppress it. In South Island National Park (Marsabit County), a bushfire scorched 60 square kilometers before being extinguished after four days, while rugged terrain and strong winds complicated the response. Mt. Elgon National Park faced a fire in Kimothon Forest near Saum, threatening critical bamboo forests, but was successfully contained. Fires that erupted in Tsavo West National Park have also been fully put out.

CS Miano attributed the wildfires to a combination of human activities and extreme weather conditions. She highlighted key causes, including honey harvesting, where fires were accidentally started by collectors; land clearing, where farmers set land ablaze for cultivation; arson, where intentional fires were started; and cultural practices, where some communities believe fires attract rain. Additionally, careless smoking has also contributed to the outbreaks.

To combat the crisis, CS Miano announced that the government has mobilized firefighting teams, deployed additional personnel and equipment, and is working closely with Kenya Defence Forces (KDF), Kenya Forest Service (KFS), county governments, and international partners for a coordinated response. She emphasized that community involvement has been crucial in reporting fires and assisting in containment efforts.

The government is now focusing on long-term prevention strategies, including early warning systems, firebreaks, and public education programs to mitigate future risks. While the full impact on wildlife is still being assessed, CS Miano assured that KWS is actively engaged in rescuing and rehabilitating injured animals and restoring affected habitats.

With Kenya’s peak fire seasons occurring from January to March and August to September, CS Miano urged the public to exercise caution and avoid activities that could spark fires. She emphasized that preventive actions—such as properly disposing of cigarette butts and avoiding fires near protected areas—are crucial in safeguarding Kenya’s natural heritage.

“The government remains fully committed to protecting our wildlife and ecosystems,” CS Miano assured. “I thank our brave firefighters, KWS teams, local communities, and all partners for their unwavering support in this fight.”

As the government continues to monitor the situation, Kenyans are encouraged to report any signs of fire outbreaks to authorities immediately.

By John Kariuki

Kiambu Woman Representative Hon. Ann Wamuratha has joined hands with local leaders and well-wishers to stand in solidarity with traders from Kiambu Market, who suffered devastating losses following a tragic fire incident. The gathering aimed to provide both moral and financial support to the affected traders, reaffirming the leaders’ commitment to rebuilding their livelihoods and restoring their businesses.

Speaking during the event, Hon. Wamuratha emphasized the spirit of unity and resilience, noting that efforts were underway to help traders get back on their feet. She acknowledged the contributions made by His Excellency President William Samoei Ruto and Deputy President Kithure Kindiki, who sent their support to aid in the traders’ recovery. Their generosity, she noted, demonstrated the government’s unwavering commitment to uplifting citizens in times of crisis.

“We came together to stand in solidarity with the traders of Kiambu Market, ensuring that they receive the support needed to restore their businesses with dignity. Contributions were made towards their reinstatement, allowing them to resume their work and continue contributing to Kiambu’s economy,” said Hon. Wamuratha.

The event saw the participation of several key leaders, including National Assembly Majority Leader Hon. Kimani Ichung’wah, Area MP Hon. Macua, Kiambaa MP Hon. KaWanjiku, and former Kiambu MP Hon. Jude Njomo. Also present were MCAs Napoleon (Ting’ang’a Ward), Francis Koina (Kiambu Township Ward), David Chugi (Ndumberi Ward), and Hezron Mwangi (Riabai Ward), among other distinguished guests.

Hon. Wamuratha reaffirmed her dedication to supporting the affected traders and ensuring they receive the necessary aid to rebuild their businesses. She underscored the importance of collaborative efforts between leaders, stakeholders, and the community in reviving economic activities within the county.

The event served as a powerful testament to unity, resilience, and leadership, demonstrating that through solidarity and compassion, the people of Kiambu can overcome adversity and rebuild stronger than before.

By John Kariuki

Kenya’s private security industry is staring at a potential crisis following the Employment and Labour Relations Court’s decision to uphold the government’s directive mandating a KSh30,000 minimum wage for security guards. The ruling has sent shockwaves through the sector, with industry stakeholders warning that the financial burden could cripple security firms and lead to widespread job losses.

The Protective Security Industry Association (PSIA), through its Chairman, Mr. Cosmas Mutava, has sounded the alarm, urging all stakeholders—including security firms, the government, and labor representatives—to convene urgently and negotiate a practical solution.

“The economic realities on the ground simply cannot sustain a blanket KSh30,000 minimum wage for all security personnel. We must find a solution that protects both businesses and workers,” Mutava stated.

His appeal comes after the court, on Monday, struck out a petition filed in November 2023 by private security company owners who sought to challenge the wage directive. The case was dismissed after the petitioner failed to pursue it, effectively clearing the way for the wage implementation.

In his ruling, Justice Mathews Nduma noted that the petition lacked merit, terming it an abuse of the judicial process due to the petitioner’s apparent disinterest in prosecuting the matter.

“The petitioner having abandoned the suit, the same stood to be closed for lack of interest to prosecute by the dominus litis being the petitioner,” Justice Nduma ruled.

He further emphasized that the case had been overtaken by events, making any further legal proceedings unnecessary.

With the ruling now settled, security firms face a difficult path forward. The PSIA has reiterated that while fair wages for security officers are essential, enforcing the directive without a structured implementation plan could push many companies out of business.

The government now faces mounting pressure to reconsider the directive, potentially adopting a phased approach or introducing measures to ease the financial burden on security firms.

As uncertainty looms, the industry is left wondering: will reason prevail in the negotiations, or is the private security sector on the brink of a major shake-up?

100 beneficiaries of the Family Group Foundation’s Tufuzu Na Elimu scholarship programme have attained the mean minimum grade of C+ and above required to join tertiary education institutions, signifying an impressive 87% transition rate.

Speaking during the award ceremony for the top performers, the Principal Secretary, State Department for Higher Education and Research Dr. Beatrice Muganda, commended the efforts by the Foundation in supporting the government’s effort in 100 per cent transition to high school education.

“The true power of education lies in breaking barriers, unlocking opportunities, and transforming generations. Higher education faces many challenges due to increasing enrolment with limited capacity and resources. As a Ministry, our commitment is to ensure that no deserving student loses the opportunities they have earned. We will continue working with development and local partners such as the Foundation to ensure that students receive maximum support for their studies. When we invest in young minds, we invest in the future of Kenya. I commend the Family Group Foundation for being a nurturing home for dreams,” she said.

114 beneficiaries sat for the 2024 KCSE exams with the top four students attaining a mean grade of A, twelve with A-, and an impressive 84 students attaining grades between B plus and C plus.

“The Family Group Foundation’s unwavering commitment to transforming lives through education has been inspirational. 25 children from the military are currently benefiting from this scholarship programme. We appreciate the special partnership between the Family Group Foundation and Military Wives Association in supporting the education of military children,” said Military Wives Association of Kenya Chair Grace Kahariri.

While congratulating the beneficiaries on their achievement, Family Bank Chief Operations Officer Belinda Maghanga re-affirmed the Bank’s commitment to supporting the students even as they move to the next educational level.

“As a Bank, we take pride in supporting and nurturing the potential of children in our communities. Through the Family Group Foundation, we have spent the past twelve years investing in young people, guiding them toward a brighter future. Our commitment remains strong, and we are excited to witness the impact they will have in their communities and beyond. To date, we have supported over 1,200 students in accessing quality education and mentorship, investing more than KES 300 million since the program’s inception,” she said.

The Tufuzu Na Elimu scholarship programme is a holistic scholarship program that not only cares for the Intellectual aspects of its beneficiaries’ needs by covering school fees and other school-related costs, but it also looks to equip its beneficiaries with emotional intelligence skills through its mentorship programme with the aim to address any challenging issues that the students may face.

“As a Foundation, we have embedded mentorship into our scholarship programme to help students navigate their educational journey. Our structured mentorship curriculum is currently supporting over 890 students in 341 schools from county to national level, strengthening their psychosocial and emotional well-being while equipping them with academic, career, and life skills throughout their high school education,” said The Family Group Foundation Chairman Dr. Francis Muraya.

The students have just completed the alumni mentorship programme which is designed to provide them with critical information to help them understand their options for higher education, funding opportunities, and career pathways

By John Kariuki

A new survey has revealed that 70.5% of Kenyan households lack any form of insurance, exposing millions to financial vulnerabilities. This gap in risk protection leaves many families unprepared for unexpected shocks such as medical emergencies, loss of income due to death, and climate-related disasters.

Kenbright Holdings Limited Chief Executive Officer Ezekiel Macharia has emphasized the need for increased awareness and education on insurance, particularly among vulnerable populations.

“The protection role of insurance needs to be communicated to the market, especially to people who are vulnerable to shocks such as illness, death, and climate disasters,” Macharia stated.

He also highlighted the critical role of financial literacy in boosting insurance uptake, urging policymakers to implement educational initiatives.

“Financial literacy is critical, and the relevant government bodies in charge of policy should consider starting such initiatives,” he added.

The survey highlights the urgent need for collaboration between insurers, the government, and financial educators to bridge the knowledge gap and promote a culture of insurance among Kenyans. With economic uncertainties on the rise, expanding insurance coverage could be a key step toward financial stability and resilience.

Tourism and Wildlife Cabinet Secretary Rebecca Miano has urged governors to work closely with the nation government in the conservation agenda revealing that this will help reclaim the wildlife corridors and dispersal areas through the implementation of the wildlife migratory corridors of which the counties are a critical partner.

Miano who spoke during a meeting with Council of Governors (COG) tourism and wildlife committee said by fostering stronger partnerships the country will be able to achieve the ambitious targets of recording 5 million tourists by 2027 and boosting tourism earnings to Ksh 560 billion.

“Tourism is inherently a county-driven sector—our diverse tourism products, from wildlife safaris to cultural heritage, coastal experiences, adventure tourism, and ecotourism, are embedded in our

counties. Your role in developing and enhancing these offerings is vital in strengthening Kenya’s position as a leading global destination,” she said.

Miano said the government was also committed to working hand in hand

with county governments to implement policies and initiatives that promote conservation, tourism growth.

“Let us strengthen our commitment to advancing Kenya’s tourism

and wildlife conservation agenda through a shared vision, strategic

planning, and actionable partnerships,” she said.

Other areas which Miano said the government was going to work with counties are on amplifying wildlife education and awareness, establishing a tourism and wildlife intergovernmental forum and aligning policy and legislation with devolution.

Ends